Monthly budget review – February

Every month I review my monthly budget. Today I’m doing my monthly budget review for February. I like to check every month if there is something I need to change for the upcoming months.

I started by reviewing my personal expenses

My budget was initially €1.032,73 for my personal expenses. At the end of the month my actual expenses were €1.033,41.

My budget and actual expenses in February

There was a difference of €0,68 in my budget.

  • my gym membership is normally €20,98. But it was €21,66 this month without warning.

While setting up my budget for March I reviewed my budget of February. An action I took was ending my lottery subscription. By ending this subscription I will save €28,- a month and €336,- a year.

I don’t use my gym membership at all. My brother used to go with my card but even he doesn’t use it. So I will terminate my membership and save €20,98 per month which is €251,76 per year.

Then I review my sinking funds & jars

I realized that I used more from my Birthday jar than I budgeted. This is because I bought cake for my family at home and co-workers at work which I hadn’t budgeted. I only budgeted buying gifts for others. I will change this for next year.

Next I lowered the amount I put in my Personal Care jar. I still had money left from last month and I am not expecting to use a big amount for March.

Last, but not least I review my debt(s)

I paid an extra amount this month and I am still on track to becoming debt free this year. The budgeted amount is going to stay the same for now. I will check it again next month in my monthly budget review.

How did you do on your budget this month?

Read my previous post about setting my budget up for March here.

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