Setup budget March – paycheck to paycheck

After I received my paycheck I setup my budget. This is the first month I’ll be using a budget planner I’ve created.

The steps I take to setup my budget
  1. I list my expenses
  2. Then I list my sinking funds & jars
  3. Check my savings goals
1. I list my expenses

I start by reviewing my expenses in February and check if there are any changes for March.

ExpensesBudgeted
Banking fee€1,70
Mobile€19,-
Health insurance€129,71
Rent€790
Netflix€13,99
My budgeted expenses for March
Then I list my sinking funds & jars

Sinking funds
In March I will not be using my sinking funds. So I will only add to my accounts.

Sinking fundsBudgetedTotal amount
Birthdays€50,-€283,90
Christmas€18,75€75,-
Vacation€120,83€1.985,64
Phone€50,-€635,10
Sinterklaas€4,17€16,68
Mother’s/Father’s Day€6,67€100,05
My sinking funds filled for March

Jars
I filled my jars for March.

JarsBudgetedTotal amount
Groceries€300,-€313,84
Eating out€100,-€114,89
Play€100,-€169,52
Personal Care€12,50€22,94
My jars filled for March
3. Check my savings goals

Every month I put at least €900,- aside to save for my goal of buying a home. This month I will add my savings account fo covering the costs a buyer needs to be able to cover to buy a house in the Netherlands.

Costs for buying a home
My goals is to cover the costs that will not be covered by a mortgage. This amount is necessary for being able to buy any home in my budget range.
My goal is €5417,-

Savings progress for covering the costs for buying a home

Have you setup your budget for March?

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