After I received my paycheck I setup my budget. This is the first month I’ll be using a budget planner I’ve created.
The steps I take to setup my budget
1. I list my expenses
I start by reviewing my expenses in February and check if there are any changes for March.
Then I list my sinking funds & jars
In March I will not be using my sinking funds. So I will only add to my accounts.
|Sinking funds||Budgeted||Total amount|
I filled my jars for March.
3. Check my savings goals
Every month I put at least €900,- aside to save for my goal of buying a home. This month I will add my savings account fo covering the costs a buyer needs to be able to cover to buy a house in the Netherlands.
Costs for buying a home
My goals is to cover the costs that will not be covered by a mortgage. This amount is necessary for being able to buy any home in my budget range.
My goal is €5417,-
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